Banking Made Just for You
We have deposit and loan accounts to meet your financial needs at every stage of your life, so you can maintain a relationship at a bank you trust for years to come. Simply put, our accounts are designed to help you prosper.
Prosper Free Checking
Prosper Free Checking is just that – free! Easy to understand and use, this account has the basics to get you started: no minimum balance, no fees, free first order of checks, and reimbursed ATM fees of up to $15.00 per month.
Prosper Rewards Checking
Prosper Rewards Checking is our flagship account that provides a tiered interest structure with plenty of rewards, such as free ATMs worldwide, free identity theft protection, free first order of checks, one free domestic wire transfer per month, and free paper statements. Rest assured knowing your finances are both accessible and secure.
Prosper Life Checking
Specifically designed for those over the age of 50, Prosper Life Checking offers competitive interest rates, free identity theft protection, reimbursed ATM fees of up to $15.00 per month, free annual order of checks, and access to 55,000+ ATMs worldwide.
Prosper Savings (& IRA Savings)
Prosper Savings is the perfect way to start saving – whether you have a specific goal or dream, or you’re building a nest egg. This account offers a low minimum balance requirement and tiered interest structure to help you get there. (also available as an IRA)
Prosper Money Market
The Prosper Money Market account allows convenient check and ATM access to your account, while rewarding high balances with higher interest rates and a tiered interest structure.
Prosper Kids Savings
Teach your children the benefit of saving early with a savings account just for them. The Prosper Kids Savings account is designed to encourage wise financial habits through a tiered interest structure.
Prosper CD (& IRA CD)
A Prosper (CD) certificate of deposit is a type of savings account with various terms ranging from 6 months to 84 months. In exchange for depositing a lump sum of money, which must be left untouched for a predetermined period or term, customers receive a fixed interest rate. This interest rate is usually higher than that of a regular savings account. Certificates of deposit are ideal for customers with long-term savings goals. If you already have savings that you don’t need to use for a while, a CD may be an ideal way for you to set that money aside while allowing it to grow.
Loans & Credit Services
ATMs Worldwide 1 Use our AllPoint network of over 55,000 free ATMs worldwide for convenient access to your account. Free Apple Pay
and Google Pay Use your Prosper Bank debit card for contactless payment through our integration with Apple Pay and Google Pay. Coin Counting for Customers Bring all the loose change you’ve been saving to our coin counting machines. Free Notary Service for Customers We offer the convenience of notary services for all of our customers at every location.
1 Your Prosper Bank debit card is free; however, some fees may apply on services or penalties associated with the debit card. 2Free Identity Protection provided by EZShield, a Sontiq Brand, provides Identity Restoration Service, Dark Web Monitoring and $25,000 Indentity Theft Insurance for owner and joint owner.