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Cash Management Services

Online Banking1

Get real-time full access to all of your Prosper Bank accounts and monthly eStatements around the clock with our robust online banking platform. Our multifactor authentication feature provides a high level of security so you can be confident that your accounts are protected.

  • Access all of your personal deposit and loan products with one login
  • View detailed account transaction history
  • Transfer funds among all of your accounts
  • Create transaction alerts that allow you to manage your account balance and keep you aware of account activity to help reduce fraud risk
  • Enroll in convenient and secure e-Statements
  • Sign up for Mobile Banking and Mobile Deposit
  • Pay your bills through Online Bill Pay with one-time or recurring payments

To get started with online banking, please contact your local branch to begin the enrollment process.

Mobile Banking with Mobile Deposit1

Our Prosper Bank Mobile Banking app provides access to your account at your fingertips and on your schedule, using the same credentials as your online banking. Our system is secure, with encryption standards and multifactor authentication features. The Prosper Bank Mobile Banking app is available on the App Store and Google Play.

  • Access all of your personal deposit and loan products
  • View detailed account transaction history
  • Transfer funds amount all of your accounts
  • Create transaction alerts that allow you to manage your account balance and keep you aware of account activity to help reduce fraud risk; enable push notifications for immediate alerts
  • Pay your bills with one-time payments
  • Deposit checks directly to your account with access to those funds according to our standard Funds Availability Policy
  • Locate your nearest branch
  • Optimized for both phone and tablet displays
 

Quick Tips for Using Mobile Deposit

  • Endorse your check on the back as you normally would. Underneath, write “For Mobile Deposit Only.”
  • Take a focused picture of the front and back of your check through the app, making sure all four corners of the check are included in the picture.
  • You will receive a notification when your deposit has been submitted, and another when it has been accepted or rejected. If your deposit was rejected, please follow the prompts in the notification to correct the error.
  • You may check the status of your deposits within the deposit history of the mobile app.
  • When your check has been accepted, please write “Deposited” on the front of the check. Store deposited checks for 30 days; thereafter, be sure to shred the checks for security purposes.
  • You may submit multiple checks per day, up to a $5,000 limit for business deposit accounts.

eStatements

Prosper Bank eStatements are a convenient and secure way to receive your monthly bank account statements. Accessed within our online banking platform, they provide the same high level of multifactor authentication security. Each month, you’ll receive a notification to your email that your statement is available. eStatements are a great alternative to paper statements, as they arrive quicker and are archived within your online banking for 24 months.

Credit and Purchasing Cards

Streamline your accounting with less costs, more efficiencies, and preserving your own cash while potentially receiving rewards.

Remote Deposit Capture

Our remote deposit capture machine allows you to easily and electronically deposit checks from the comfort of your office, saving you time, money, and hassle from multiple trips to the bank. Make your deposits 24/7 securely with updated encryption methods and multifactor authentication features. Access those funds according to our standard Funds Availability Policy.

Merchant Services

Offer card payment options to your customers so they can pay for your products and services conveniently and securely. Through our trusted third-party merchant services vendor, you’ll get the latest in payment processing solutions customized to fit your business’ needs.

  • Countertop Terminals
  • Mobile & Wireless Terminals
  • Point of Sale Systems
  • B2B Solutions
  • E-Commerce Solutions

Improve customer loyalty, increase revenue, attract new customers, and reward your loyal customers with value added services – loyalty cards, gift cards, and check guarantee services.

Positive Pay Check Protection

Helps to mitigate fraud by validating your specific check details and paying exactly what you intended.

Account Sweep Services

Utilize your own cash most effectively while maximizing your earnings potential.

ICS® - Insured Cash Sweep Service

We offer safety-conscious customers access to multi-million-dollar FDIC insurance.

 

1 Message and data rates may apply; check with your mobile phone provider.

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