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Business Banking

A Better Way to do Business

Our business accounts are created with your best interest in mind - not ours. Simply put, our accounts are designed to help your business prosper.

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Prosper Free Business Checking

Prosper Free Business Checking is straightforward and simple. With no minimum balance, and a generous free transaction allowance, this account is perfect for your small business needs.

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Prosper Business Gold Checking

Experience a new way to bank your business through Prosper Business Gold Checking -- with gold-plated interest rates and a generous free transaction allowance.

Business, Not-For-Profit, & Municipal Savings

Features
 
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Prosper Business Money Market

Prosper Business Money Market allows easy access to your cash while providing a higher rate of return.

Commercial Loans and Lines of Credit

 

As a locally-based community bank, we’re committed to funding projects of all scopes and sizes within Pennsylvania through our commercial loans and lines of credit.

Prosper Bank offers commercial loans for a variety of purposes, including business expansion or acquisition, working capital, equipment and more. And since we are a local, community bank, decisions are made locally and quickly to better serve you and your business.

  • Commercial Loan – If you are opening the doors to a new business or considering the expansion of a current business, a commercial loan from Prosper Bank will help you pay for inventory, leasing, property, and more. Contact us to find out what financing options you have.
  • Commercial Line of Credit – A pre-approved commercial line of credit offers you a flexible, revolving type of credit. You can borrow money — up to your credit limit — as often as you like and for a variety of purposes. Lines of credit are approved for a 12-month period and are reviewed for renewal each subsequent 12 months. Find out more about our commercial lines of credit today.
  • Letters of Credit – In the course of business, a customer may be required to give an assurance to a supplier or other party for a particular transaction. Prosper Bank can issue a letter of credit, which on behalf of the customer, authorizes the entity receiving the letter to draw on a specified sum within a certain period of time. Learn more about letters of credit by contacting us today.
 

Experience the Prosper Difference

At Prosper Bank, we’re more than a commercial lender — we’re committed to being a partner to help your business prosper. Our local team will get to know you personally to understand your business and its ongoing needs.

 

Peace of Mind Commercial Real Estate and Construction Financing

The reality is that commercial real estate development comes with unique challenges, risks and rewards.

When you are building a hotel, shopping complex, residential area, a warehouse, or other commercial project, you need a valuable banking partner to understand the scope of your project and provide the best financing solutions. Our commercial real estate loans are made by local lenders who understand the region and our clients’ needs. We finance projects that are small to big.

Additionally, Prosper Bank supports growing businesses that are seeking construction financing. You can be certain that our team of experts will provide financing at competitive rates, and most importantly, funding to carry you through the project’s completion.

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Table Comparing Prosper's Business Checking Accounts
  Prosper Free Business Checking Prosper Business Gold Checking Prosper Commercial Analysis Prosper IOLTA Checking
Minimum Opening Deposit Requirement $100.00 $100.00 $1,000.00 $100.00
Minimum Balance to Avoid Fees $0.00 $1,000.00 Not Applicable $0.00
Monthly Maintenance Fee None $10.001 $15.00 $0.00
Interest Structure None $0.00 - $4,999.99
$5,000.00 - $99,999.99
$100,000.00 - $149,999.99
$150,000.00 - $199,999.99 $200,000.00 - above
Earnings Credit 2 $0.01 - $4,999.99
$5,000.00 - $9,999.99
$10,000.00 – above
Transaction Fees (excluding ACH & Online Bill Pay Transactions) First 300 Items Free Thereafter, $0.40 per Item First 300 Items Free Thereafter, $0.40 per Item Determined Based on Activity Free Unlimited Items
Fees for Non-Prosper
Bank ATMs 3
Reimbursed up to $15.00 / Month Reimbursed up to $15.00 / Month Not Available Not Available
Debit Card & Purchasing Card Yes Yes Yes Not Available
Paper Statement Free Free Free Free
  Get Rates Get Rates Get Rates Get Rates

1 A monthly maintenance fee will be assessed if minimum balance is not met. 2 Earnings credit is applied to offset applicable transaction and service fees. 3 As noted per account, fees charged by the ATM owner will be calculated at the end of every month and reimbursed up to $15.00. Please contact a local branch for current rates and fees applicable to each account. Fees may reduce earnings.

Table Comparing Prosper's Business Checking Accounts
  Prosper Free Business Checking Prosper Business Gold Checking Prosper Commercial Analysis Prosper IOLTA Checking
Minimum Opening Deposit Requirement $100.00 $100.00 $1,000.00 $100.00
Minimum Balance to Avoid Fees $0.00 $1,000.00 Not Applicable $0.00
Monthly Maintenance Fee None $10.001 $15.00 $0.00
Interest Structure None $0.00 - $4,999.99
$5,000.00 - $99,999.99
$100,000.00 - $149,999.99
$150,000.00 - $199,999.99 $200,000.00 - above
Earnings Credit 2 $0.01 - $4,999.99
$5,000.00 - $9,999.99
$10,000.00 – above
Transaction Fees (excluding ACH & Online Bill Pay Transactions) First 300 Items Free Thereafter, $0.40 per Item First 300 Items Free Thereafter, $0.40 per Item Determined Based on Activity Free Unlimited Items
Fees for Non-Prosper
Bank ATMs 3
Reimbursed up to $15.00 / Month Reimbursed up to $15.00 / Month Not Available Not Available
Debit Card & Purchasing Card Yes Yes Yes Not Available
Paper Statement Free Free Free Free
  Get Rates Get Rates Get Rates Get Rates

1 A monthly maintenance fee will be assessed if minimum balance is not met. 2 Earnings credit is applied to offset applicable transaction and service fees. 3 As noted per account, fees charged by the ATM owner will be calculated at the end of every month and reimbursed up to $15.00. Please contact a local branch for current rates and fees applicable to each account. Fees may reduce earnings.

Table Comparing Prosper's Business Checking Accounts
  Prosper Not-for-Profit Free Checking Prosper Not-for-Profit Analysis Checking
Minimum Opening Deposit Requirement $100.00 $100.00
Minimum Balance to Avoid Fees $0.00 $0.00
Monthly Maintenance Fee None None
Interest Structure $0.00 – $99.99
$100.00 - $499.99
$500.00 - $24,999.99
$25,000.00 – above
$0.00 - $9,999.99
$10,000.00 - $99,999.99
$100,000.00 - $249,999.99
$250,000.00 – above

(Earnings Credit Optional)1
Transaction Fees (excluding ACH & Online Bill Pay Transactions) First 300 Items Free Thereafter, $0.25 per Item Determined Based on Activity
Fees for Non-Prosper Bank ATMs 2 Reimbursed up to $15.00 / Month None Reimbursed
Debit Card & Procurement Card Yes Yes
  Get Rates Get Rates

1 Earnings credit is applied to offset applicable transaction and service fees. 2 As noted per account, fees charged by the ATM owner will be calculated at the end of every month and reimbursed up to $15.00. Please contact a local branch for current rates and fees applicable to each account. Fees may reduce earnings.

Table Comparing Prosper's Business Checking Accounts
  Prosper Municipal Free Checking Prosper Municipal Analysis Checking
Minimum Opening Deposit Requirement $100.00 $100.00
Minimum Balance to Avoid Fees $0.00 $0.00
Monthly Maintenance Fee None None
Interest Structure $0.00 – $4,999.99
$5,000.00 - $99,999.99
$100,000.00 - $149,999.99
$150,000.00 - $199,999.99
$200,000.00 – above
$0.00 - $9,999.99
$10,000.00 - $99,999.99
$100,000.00 - $249,999.99
$250,000.00 – above

(Earnings Credit Optional)1
Transaction Fees (excluding ACH & Online Bill Pay Transactions) First 300 Items Free Thereafter, $0.25 per Item Determined Based on Availability
Fees for Non-Prosper Bank ATMs 2 Reimbursed up to $15.00 / Month None Reimbursed
Debit Card & Procurement Card Yes Yes
  Get Rates Get Rates

1 Earnings credit is applied to offset applicable transaction and service fees. 2 As noted per account, fees charged by the ATM owner will be calculated at the end of every month and reimbursed up to $15.00. Please contact a local branch for current rates and fees applicable to each account. Fees may reduce earnings.

Table Comparing Prosper's Business Savings Accounts
  Prosper Business, Not-for-Profit, & Municipal Money Market 1
Minimum Opening Deposit Requirement $1,000.00
Minimum Balance to Avoid Fees $10,000.00
Monthly Maintenance Fee2 (if balance not met) $10.00
Interest Structure $0.00 - $2,499.99
$2,500.00 - $149,999.99
$150,000.00 - $249,999.99
$250,000.00 – above
  Get Rates

1 Federal regulation may limit the number of transfers or withdrawals in a savings or money market account to six per statement cycle. Withdrawals and transfers include, but are not limited to bill payments, telephone transfers, ACH payments, drafts, and point of sale transactions. An excessive withdrawal fee may be assessed for transactions over this limit. 2 A monthly maintenance fee will be assessed if minimum balance is not met. Please contact a local branch for current rates and fees applicable to each account. Fees may reduce earnings.

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